💳 Payment Options & Policy — AbbyStopShop
1️⃣ Accepted Payment Methods
We aim to make your shopping experience simple, secure, and globally accessible. AbbyStopShop accepts a variety of trusted international payment options:
  • Visa

  • MasterCard

  • American Express

  • Discover

  • Stripe (supports multiple card networks & currencies)

  • Google Pay

  • AliExpress Pay (for certain international regions)

  • Pay Link (secure one-click checkout link option)

All payments are processed in real time. Once your payment is confirmed, your order will be verified and processed immediately.
2️⃣ Flexible Payment Options
We understand that flexibility is important.
Our platform supports flexible or deferred payment options (subject to approval by the customer’s card issuer or payment gateway).

Please note:

  • Approval depends entirely on your bank or payment provider’s credit policy.
  • AbbyStopShop does not guarantee installment or delayed payment approval.
  • Customers are responsible for any interest, fees, or currency conversion charges applied by their provider.
🧾 Example:

If your Visa or MasterCard supports “Pay Later” or “Installment” options, your bank’s terms will apply — not ours.

3️⃣ Currency & Exchange Rates
  • All prices on our website are listed in USD (unless stated otherwise).
  • Customers outside the U.S. will be charged in their local currency equivalent, depending on their card issuer’s exchange rate at the time of transaction.
  • Any additional conversion or international transaction fees are the responsibility of the customer.
4️⃣ Secure Payment Processing
Your security is our priority.
AbbyStopShop uses SSL (Secure Socket Layer) encryption and PCI DSS–compliant payment gateways to ensure that all personal and financial data is fully protected.

🔒 Security Highlights:

  • Encrypted transactions (HTTPS secure).

  • No storage of full credit/debit card details on our servers.

  • Stripe & AliExpress Pay handle all sensitive financial data securely.

  • Regular fraud checks and transaction monitoring.

5️⃣ Fraud Prevention & Verification

To protect both our customers and our business:

  • Orders may be subject to manual verification if flagged by our payment processor.
  • AbbyStopShop reserves the right to request additional verification documents (such as ID, billing proof, or authorization) for high-value or suspicious transactions.
  • Any fraudulent activity or chargeback misuse will be reported and legally pursued under international e-commerce and financial laws.
6️⃣ Payment Confirmation

After successful payment:

  • You will receive an order confirmation email within minutes.
  • Once verified, a shipping confirmation with tracking details will follow.
  • If payment fails, your order will not be processed until payment is successfully completed.
7️⃣ Refunds & Chargebacks
  • Refunds (if applicable) will be processed back to the original payment method used.
  • Depending on your bank or payment processor, refunds may take 5–10 business days to reflect.
  • Chargebacks initiated without contacting customer support may result in account suspension or reporting to card networks (to protect against abuse).
  • All refunds are governed by our [Return & Refund Policy].
8️⃣ Legal & Compliance Information
  • AbbyStopShop complies with international payment processing standards under PCI DSS Level 1 and GDPR (General Data Protection Regulation) for user data protection.
  • We do not share or sell any payment information to third parties.
  • All transactions are subject to applicable financial, e-commerce, and consumer protection laws in the customer’s country of residence.
9️⃣ Dispute Resolution
If you experience a billing issue, please contact us first at support@abbystopshop.com.
We’re committed to resolving any concerns fairly and promptly before any external dispute escalation.
1️⃣0️⃣ Customer Acknowledgement

By completing a purchase on AbbyStopShop, customers acknowledge that they:

  • Have read and understood our payment terms.
  • Are authorized to use the payment method provided.
  • Agree to any applicable third-party payment provider terms and conditions.
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